I had Paypal long ago - until they demanded that I sign up for either a bank account (which I did have but closed because of hackers getting into Paypal - nothing happened to my account, but still...) OR sign up for a Paypal credit Card at 26% interest.
So in my anger and frustration, after 15 years of being a Paypal member - I cancelled Paypal.
But, with the economy, plastic is 'king', and I need to make payment options for my creations accessible for my admirers -
so, I found a bank that offers free checking - and finally, yet again...
I am Paypal/credit card verified!